OK its time to upgrade but ma and pa have only givin me $200 (Stingy basterds) I was thinking of something that i could overclock a lot to get the desired FPS that i need. Cooling isnt to much of a problem, i have plenty of fans and are willing to go and purchase more.

Please help me, cash donations are welcome

It is generally believed that, the Geforce 2 is the overall best card.

ATI doesn't have nasty S3TC issues (but there's a workaround for GF2 chips).

Matrox has superior 2d quality (but I bet you're a gamer).

What features do you want? What OS do you use the most?

You've gotta give us a 'lil more info on what you want, then we can help you a 'lil more :P

I have an AsusV7700 32mb GTS Deluxe in my sons system and its an excellent card. The best o/c with it is 227/415 and it scores 8500 on 3dmark 2000. I went to http://www.pricewatch.com and found one for $205.

Asus V7700 32mb GTS Deluxe for $205
http://www.ucdweb.com/

You can get quite a few cards out there for <$200.
If you're willing to sacrifice the All-in-Wonder features, you can find a 64MB ATi Radeon for about $200. Also, a GeForce2, potentially with 64MB of RAM as well. I bought my Hercules Prophet II about seven months ago at $320...and it's now approaching $200 as I speak. If you go with lesser-known brand names, you can find it even cheaper than that...VisionTek is made in the US and is getting really high marks from a lot of people.
If you just wanna save some scratch, though, you might get a GeForce2MX and put the rest of that money toward a sweet new game or somethin'.

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"And knowing is half the battle!"